Kickstart your 2021 resolutions and take control of your financial life with Clackamas. We have the tools and resources to help you accomplish your goals. Check back frequently to see current promotions from Clackamas!
Low home equity line rates starting at 3.49% APR1
Our home equity line of credit (HELOCK) offers a personalized solution to use the equity in your primary or secondary (vacation) residence for expenses. We offer a revolving line of credit up to 90% of the value of your home, and you can lock your balances into convenient, fixed-rate terms. Our home equity experts will work to help you find a solution that fits your situation and furthers your goals.
- Variable rates as low as 3.49% APR1
- Up to $250 credit in closing costs2
- No minimum draw requirement
- Financing up to 90% of the value of your home
Consolidation loans starting
at 2.50% APR1
We recently lowered the rates on our consolidation loans. Now you can combine your debts into one payment with a low, fixed-rate starting at 2.50% APR1. Click the button below to learn more about consolidation loans and apply for one today!
With Member Perks, there’s always something to look forward to. We’re fiercely committed to helping you go further, and you’re motivated to get the most out of your membership. Now we can do both like never before. Add more to your account, and get rewarded.
Your FICO® Score
We are excited to offer the ability to view your FICO® Score for free when you have an open loan with Clackamas.
Our experts are here for you. Need help with your budget or ideas on cutting costs? Or maybe you’d like some ideas for resources available in the community during this time? If you’re interested please send an email to [email protected] and we’ll get you scheduled for an appointment over the phone.
Loan payments without fees. Our fee to pay loans online or over the phone with a Visa debit card, MasterCard debit/credit card, or a Discover debit/credit card are being waived. Click here to make a payment now or give us a call at (503) 656-0671.
Lower fees when hardships happen. Our overdraft and non-sufficient funds (NSF) fees are being reduced from $27 to $12. We encourage members to set up overdraft protection to prevent these fees.
Your money when you need it. Helping you access your money without needing to come into a branch by temporarily waiving the Clackamas fee for out-of-network ATMs and the fees associated with incoming and outgoing domestic wires.
Easier access to funds. Helping reduce the need to handle cash and giving you easier access to funds by waiving the corporate check fee. We are temporarily waiving the early withdrawal fee for Club Accounts so you can access your funds when you need them.
Delay your first payment. Vehicle purchases or vehicle loans refinanced from another financial institution can have a first payment due date as far out as 60 days.
Loan Relief Options. If you elected payment protection on your loan, you can use this convenient claims process to quickly and easily file your claim. Click here to fill out a claim form.
Skip a loan payment. Members who have not used a skip payment in 2020 can apply and we will waive the $25 fee. We will allow up to three skip payments per year with no charges, not to exceed one every three months. Please note that loans with an APR of 18%, First Mortgage, Share Secured and PLOCs are ineligible for skip payments. Click the button below for our online form or call (503) 656-0671 to get started.