Please note Clackamas Federal Credit Union will be closed on Monday, January 21st in observance of Martin Luther King Jr Day. Remember that the night drop box is available for next business day deposits, your nearly 30,000 ATM Network is always open, and with our mobile app you can make deposits from anywhere.

Checking Accounts

Product

Min. Daily Balance

APY1

Rates effective as of January 14, 2019

Free Checking

$0.00

0.00%

Dividend Checking

$800.00

0.10%

Regular Savings Accounts

Product

Min. Daily Balance

APY1

Rates effective as of January 14, 2019

Savings

$0.00

0.12%

Youth Savings (Super Savers)

$0.00

0.12%

Club Account

$0.00

0.50%

Money Market $0.01 - $4,999.99

$0.00

0.03%

Money Market $5,000.00 - $9,999.99

$5,000.00

0.12%

Money Market $10,000.00 - $24,999.99

$10,000.00

0.15%

Money Market $25,000.00 - $49,999.99

$25,000.00

0.17%

Money Market $50,000.00 +

$50,000.00

0.19%

Share Certificate Accounts

Product

Min. Daily Balance

APY1

Member Perks APY1,3

Rates effective as of November 5, 2018

12 Month Certificate

$500.00

1.000%

1.150%

24 Month Certificate

$500.00

1.200%

1.350%

36 Month Certificate

$500.00

1.700%

1.850%

48 Month Certificate

$500.00

1.900%

2.050%

60 Month Certificate

$500.00

2.300%

2.450%

Retirement: IRA, SEP IRA, and Roth Accounts

Balance

Min. Daily Balance

APY1

Rates effective as of January 14, 2019

$0.01 - $4,999.99

$0.01

0.07%

$5,000.00 - $24,999.99

$5,000.00

0.12%

$25,000.00 - $49,999.99

$25,000.00

0.14%

$50,000.00 + 

$50,000.00

0.16%

Education: Coverdell ESA Accounts

Balance

Min. Daily Balance

APY1

Rates effective as of January 14, 2019

$0.01 - $4,999.99

$0.01

0.07%

$5,000.00 - $24,999.99

$5,000.00

0.12%

$25,000.00 - $49,999.99

$25,000.00

0.14%

$50,000.00 + 

$50,000.00

0.16%

Platinum Visa Credit Card

Product

APR2 as low as

Rates effective as of April 1, 2017

Platinum Visa Credit Card

12.50%

Mortgage and Refinance

Are you thinking about buying your dream home? Or perhaps you are looking to upgrade your existing home to align with your dreams. In either case, Clackamas is in your corner. We’ll work to understand your needs and guide you through your purchase or refinance. At Clackamas, you can count on straightforward answers and honest service.

For current rates please call us at (503) 656-0671.

Equity Lines

Product

Variable APR2 as low as

Rates effective as of December 24, 2018

HELOCK (home equity line of credit): LTV up to 90%

5.74%

RELOC (rental equity line of credit): LTV up to 75%

7.74%

Auto Loan Rates

Product

APR2 as low as

Member Perks APR2,3

Rates effective as of December 24, 2018

New Autos

2.09%

1.84%

Used Autos

2.19%

1.94%

RVs

4.75%

4.50%

Boats

3.49%

3.24%

Motorcycles and Other Vehicles

4.75%

4.50%

Personal Loans and Lines

Product

APR2 as low as

Member Perks APR2,3

Rates effective as of December 24, 2018

Share Secured Loan4

3.12%

N/A

Personal Loan

9.75%

9.50%

Personal Line of Credit

10.50%

N/A

Consolidation Loans

Product

APR2 as low as

Member Perks APR2,3

Rates effective as of December 24, 2018

Consolidation Loans

9.50%

9.25%

Business Product Offerings

Looking for something more specific for your business? At Clackamas, our team works closely with you to determine the best products to fit your needs. We take the time to get to know our business members and evaluate each business individually. We offer a wide variety of credit products to meet the unique needs of each business.

Please reach out to our business services team by calling (503) 496-3580 for more information.

Business Loan Rates

Product

APR2 as low as

Member Perks APR2,3

Rates effective as of 11/05/18 — Give us a call for additional loan options.

3 Year ​Real Estate - Owner Occupied (Variable)

4.95%

N/A

10 Year Real Estate - Owner Occupied (Variable)

6.28%

N/A

3 Year Real Estate - Non-Owner Occupied (Variable)

5.20%

N/A

​10 Year Real Estate - Non-Owner Occupied (Variable)

6.53%

N/A

Business Line of Credit - Unsecured

10.75%

N/A

Business Line of Credit - All Business Assets

9.00%

N/A

5 Year ​Unsecured Term Loans (Fixed)

11.60%

11.35%

​5 Year Term Loans - Equipment/Machinery (Fixed)

5.60%

N/A

​5 Year Term Loans - All Business Assets (Fixed)

6.60%

N/A

Business Credit Card (Variable)

8.50%

N/A

Business Deposit Accounts

Product

Min. Daily Balance

APY1

Member Perks APY1,3

Rates effective as of January 14, 2019

Business Primary Share

$0.00

0.12%

N/A

Business Checking

$0.00

0.00%

N/A

Business Dividend Checking

$5,000.00

0.09%

N/A

Business Money Market $0.01 - $4,999.99

$0.00

0.02%

N/A

Business Money Market $5,000.00 - $9,999.99

$5,000.00

0.09%

N/A

Business Money Market $10,000.00 - $24,999.99

$10,000.00

0.12%

N/A

Business Money Market $25,000.00 - $49,999.99

$25,000.00

0.14%

N/A

Business Money Market  $50,000.00 +

$50,000.00

0.16%

N/A

Business 12 Month Share Certificate

$500.00

1.00%

1.15%

Business 24 Month Share Certificate

$500.00

1.20%

1.35%

Business 36 Month Share Certificate

$500.00

1.70%

1.85%

Business 48 Month Share Certificate

$500.00

1.90%

2.05%

Business 60 Month Share Certificate

$500.00

2.30%

2.45%

Thank you for visiting Clackamas!

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