Member alert: Please be aware that we will never solicit your account number, PIN, card number, digital banking information or personal information through an email, text message on your mobile phone, or phone call.

From time to time, Clackamas may send you text messages to alert you of important information. This will never include a link or a code that you were not expecting to receive.

Due to intermittent outages by our provider, you may experience service disruptions at our Canby, Happy Valley, Sandy, Molalla, and Oak Grove branches. We apologize for the inconvenience.


ITIN Lending


Without a Social Security Number access to financial services can be difficult. Our ITIN Lending program will work to build trust with non-US citizens, and help them get on their feet financially. Some people in these situations suffer from limited lending choices that make financial management more difficult. Clackamas is here to help our neighbors succeed. If that’s you, or someone you know, our ITIN Lending program is here to help.

Here to help our neighbors. All of them.

Our ITIN loan program is designed for community members who have Individual Tax ID Numbers and not Social Security Numbers. Our ITIN loan offerings include auto loans, RV loans, personal loans, consolidation loans, credit cards, and payday alternative loans. To be eligible to apply you must have an ITIN Letter and live, work, worship, or attend school in Clackamas, Multnomah, Washington, Marion, Yamhill, or Polk County, or be family of a current member.

Auto and RV Loans

With ITIN Lending solutions, getting a new or more reliable car isn’t out of the question. At Clackamas, we can help you buy what moves you. Click the button below to get started.

Credit Cards

Get more purchasing power, or have a little budget security in case of an emergency with a Clackamas credit card. No surprise fees, low rates, and rewards options are all available for ITIN lending.

Personal Loans

A personal loan with our ITIN Lending program at Clackamas can provide the extra push you need. Low, fixed rates. Easy payments. No prepayment penalties. You can use this loan for just about anything.

Consolidation Loans

Transform multiple debts into one fixed, manageable monthly payment, with no annual fee. A consolidation loan from Clackamas can help you pay your balance down faster and save on interest.

Payday Alternative Loans

From time-to-time emergencies happen that can really set us back. If you don’t have money saved or a way to borrow, where do you turn? Our Payday Alternative Loans are here to help you without any predatory lending practices.

Answers for your questions.

Yes, in order to have a loan at Clackamas you need to be a member. Learn more about Clackamas and what it means to be a member by clicking here.

A tax identification number is necessary in order to open accounts or loans. If you previously had an ITIN and now have an SSN, you will need to provide the most current and valid identification number.

For all new members, we require valid government issued identification (for example: state issued driver’s license/identification card, Matricula consular, US passport or military identification). In addition to identification, you will need to provide your ITIN authorization letter from the IRS.

At Clackamas we want all members to have access to services and products that will help you reach your financial goals. With an ITIN you have access to all services and products, except real estate lending.

ITIN stands for Individual tax identification number. The IRS provides ITINs to persons who are not eligible for social security numbers.

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