Don’t forget!  Starting February 1st, we’ll be Embold Credit Union.


Consolidation Loans

Consolidation Loans

Transform multiple debts into one fixed, manageable monthly payment, with no annual fee. A consolidation loan1 from Clackamas can help you pay your balance down faster and save on interest.

Consolidation Loans


APR2 as low as

Member Perks APR2,3

Ready to apply? Click here to get started!

Member Perks pricing is applicable on this loan type, resulting in 0.25% discount on the rates listed above. Click here to learn more and see if you qualify!

Rates effective as of December 27th, 2022

Consolidation Loans



Already a Clackamas member and want to apply for a consolidation loan? Click below to get started!

Looking to become a Clackamas member and also apply for a consolidation loan? Click below to get started!

We're here to help.

Our team of experts can help you review your options, answer questions, and find the best solution for your needs. Make an appointment to chat with a member of our team and get started today.

Online appointments are temporarily unavailable. Please give us a call at (503) 656-0671 or stop by your local branch for assistance.

Clackamas was so wonderful! I loved corresponding over email, made it so easy and stress free. The Member Lending Advocate helped me secure a consolidation loan that is going to really help my finances. She was wonderful to work with and I'm very appreciative!


Skip payment form

 You can postpone payment on some loans. Click below to learn more about skip payments. 

Due date change request

Do you want your scheduled payments to come due on a different day of the month? Reach out and submit a form, put it in the mail, or drop it off at any branch.

Loan relief

Life can be wonderful. But it can also get complicated when unexpected things happen. Loan relief can protect your loan balance or loan payments against death, disability, or involuntary unemployment could help protect your finances.

Call (503) 656-0671 for details or contact us

Clackamas Financial Workshops 2018

Strengthen your financial skills.

At Clackamas, we offer a variety of workshops to improve your financial literacy on a range of topics and position you to make solid financial decisions.

Explore Workshops

DIY Numbers

Dream big. Take action.


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Answers for your questions.

If you’re paying high interest rates on your existing debts, a consolidation loan can help you save by offering you a lower rate, so you can pay less over time. Consolidation can also help you save money simply by streamlining the interest that’s attached to your debt.

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