Consolidation Loans

Consolidation Loans

Take control and save.

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Consolidation Loans

Let’s get your personal financial cleaning service started. Click the button below to get going.

Questions?

Our local Member Advocates are here to help.

Call or text us: 503-656-0671


Our call center is ready to help you out during our business hours:
Mon - Fri: 9:00AM-5:30PM
Sat: 9AM-1PM

A consolidation loan from Embold is like your personal financial cleaning service. Wrap up your current debts into one easy payment with a great low rate.

Current rates

Consolidation Loans

Product

APR2 as low as

Member Perks APR2,3

Member Perks pricing is applicable on this loan type, resulting in 0.25% discount on the rates listed above. Click here to learn more and see if you qualify!

Rates effective as of July 31, 2023.

Product

Consolidation Loans

APR2 as low as

12.00%

Member Perks APR2,3

11.75%

We're here to help

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Skip a Payment

Life happens. Most Embold loans allow you to request a skip payment for a low fee. Skip this month’s payment with no impact on your credit score, and use the money you save to get back on track.

Skip a payment
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Change Your Due Date

Sometimes arranging your month differently can help you maximize your paycheck-to-payment ratio. If you want to move the due date for your loan, use our handy form and email us, drop it off at any branch, or send it snail mail.

Change my due date
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Payment Protection

When the unexpected happens, Payment Protection can protect your loan against life’s most unforeseen events. Increase your monthly loan payment by a little to increase your peace of mind by a lot.

Make an appointment

Let's run the numbers.

Ready, set, go

Take charge of your monthly loan payments.

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Disclosures

1) For details, see our Truth in Lending document.

2) APR = Annual Percentage Rate. Tiered Rates, range of rates that are offered, based upon credit worthiness of the borrower(s).

3) Member Perks: On your fourth product, take advantage of a 0.25% rate increase on share certificates or 0.25% decrease on fixed rate and term loans. Required products include: a savings account, a checking account, and one additional deposit or loan product.