Checking Accounts

We have an all-new line-up of free checking accounts, designed with your needs in mind. At Clackamas, you’ll find the account that works for you.
Clackamas
A good option if:
you don’t qualify for a standard checking account and want to connect to get your finances back on track.
Clackamas
A good option if:
you prefer a simple checking account still packed with all of the core features you love.
Clackamas
A good option if:
you actively use your debit card plus you want to earn 2.275%1 APY to grow your balance.
Clackamas
A good option if:
you enjoy being rewarded by earning points on every purchase you make.
Accounts for your lifestyle
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No maintenance fees
No maintenance fees
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No minimum balance
No minimum balance
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No debit card fees or access fees
No debit card fees or access fees
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Free, unlimited access to nearly 30,000 ATMs nationwide
Free, unlimited access to nearly 30,000 ATMs nationwide
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Free electronic services: mobile & online banking, online bill pay, electronic statements
Free electronic services: mobile & online banking, online bill pay, electronic statements
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Free unlimited use of our coin machines
Free unlimited use of our coin machines
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Access to your money 24/7 with your Clackamas Visa debit card
Access to your money 24/7 with your Clackamas Visa debit card
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Ability to order paper checks
Ability to order paper checks
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Overdraft protection available
Overdraft protection available
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Earn 2.275%1 APY on balances
Earn 2.275%1 APY on balances
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Earn 1 reward point for every $4 spent
Earn 1 reward point for every $4 spent
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Refund up to $25 on nationwide ATM fees
Refund up to $25 on nationwide ATM fees
Clackamas Connect
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No maintenance fees
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No minimum balance
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No debit card fees or access fees
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Free, unlimited access to nearly 30,000 ATMs nationwide
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Free electronic services: mobile & online banking, online bill pay, electronic statements
2
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Free unlimited use of our coin machines
-
Access to your money 24/7 with your Clackamas Visa debit card
-
Ability to order paper checks
-
Overdraft protection available
-
Earn 2.275%1 APY on balances
-
Earn 1 reward point for every $4 spent
-
Refund up to $25 on nationwide ATM fees
Clackamas Core
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No maintenance fees
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No minimum balance
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No debit card fees or access fees
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Free, unlimited access to nearly 30,000 ATMs nationwide
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Free electronic services: mobile & online banking, online bill pay, electronic statements
-
Free unlimited use of our coin machines
-
Access to your money 24/7 with your Clackamas Visa debit card
-
Ability to order paper checks
-
Overdraft protection available
-
Earn 2.275%1 APY on balances
-
Earn 1 reward point for every $4 spent
-
Refund up to $25 on nationwide ATM fees
Clackamas Plus
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No maintenance fees
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No minimum balance
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No debit card fees or access fees
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Free, unlimited access to nearly 30,000 ATMs nationwide
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Free electronic services: mobile & online banking, online bill pay, electronic statements
-
Free unlimited use of our coin machines
-
Access to your money 24/7 with your Clackamas Visa debit card
-
Ability to order paper checks
-
Overdraft protection available
-
Earn 2.275%1 APY on balances
-
Earn 1 reward point for every $4 spent
-
Refund up to $25 on nationwide ATM fees
Clackamas Rewards
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No maintenance fees
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No minimum balance
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No debit card fees or access fees
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Free, unlimited access to nearly 30,000 ATMs nationwide
-
Free electronic services: mobile & online banking, online bill pay, electronic statements
-
Free unlimited use of our coin machines
-
Access to your money 24/7 with your Clackamas Visa debit card
-
Ability to order paper checks
-
Overdraft protection available
-
Earn 2.275%1 APY on balances
-
Earn 1 reward point for every $4 spent
-
Refund up to $25 on nationwide ATM fees
Enroll in Electronic Documents
Get your statements right away via online banking. Keep them out of your mailbox, and reduce the paper you consume: the average U.S. household can save six pounds of paper per year simply by switching to paperless statements.
Setting up Direct Deposit
To set up direct deposit you’ll need to give the following information to your employer:
- Clackamas Routing Number: 323274885
- Your Clackamas Checking or Savings Account Number (Some Employers may request a voided check)
- If your check is issued by the U.S Department of the Treasury visit their website or call 1-800-333-1795 to get direct deposit set up now.

Play your cards right.
At Clackamas, we have credit card options for every stage of your life. Apply for a Clackamas credit card and put more confidence in your wallet with all the security of Visa.
Answers for your questions.
If your card has been lost or stolen, please contact us immediately to prevent fraud on your account. Need to replace your card? Let’s get that taken care of.
Looking to activate your debit card or set/change your pin? We have options to fit your needs:
Points are earned when you make purchases using your Rewards Debit card. For every $4 you spend on your card, you will receive 1 point.
Yes, your points will be aggregated between your personal Rewards Checking and Rewards Visa accounts automatically. If you would like to combine points with someone else, you can transfer your points to them. Please see additional FAQs regarding how long points are valid for.
Earned points are valid for 3 years and will expire 3 years from the last day of the last month they were earned. For example, if you earned points on May 7th of 2019, they will expire on May 31st, 2022.
Points that are transferred/shared expire 90 days from the transfer date.
Points can be redeemed for gift cards and cash back.
You can access your Rewards account information by logging in to your Online Banking account. Don’t have a login created? Visit our Online Banking page to get started today. Or if you prefer, you can create a separate login for our Rewards Redemption site by clicking here
You as the cardholder are responsible for determining any tax liability arising from participation in the program. We recommend that you consult a tax advisor concerning tax consequences.
Yes, you can! To learn more about Mobile Wallet, click here.
To learn more about Visa Account Updater, click here.