» Saving for a Rainy Day
One lesson that we continue to learn, even as grown-ups, is the difference between needs and wants. A need is something that you require because it is necessary or very important. A want is something you would like to have. If you need help understanding the difference between needs and wants here are some examples.
- clothing (basic items such as t-shirts, socks, pants)
- medical care
- nutritious food
- basic utilities
- video games
It can be very easy to say we need something, when in reality, we really want whatever the item may be. For example, at dinner time you may find yourself saying you NEED to have a cheeseburger and fries for dinner, but really you need food and you just want a cheeseburger and fries.
Keeping in mind the difference between needs and wants can help you make smart spending choices. And being a smarter shopper will help you achieve the financial goals that you have for yourself!
Calling all Super Savers! It’s Credit Union Youth Month!
April is Youth Month at Clackamas. Come join the fun! Stop by a branch, make a deposit into your account, get some free stuff, and celebrate with us! If you have friends or siblings who have not joined the ranks of Super Savers, this would be a perfect time for them to start by opening a savings account. This year we are reminding you that The Future is Yours: Picture it, save for it, share it! We are celebrating with special prizes each time you visit a branch in April, and with special blog posts focused on our Super Savers and helping you save for your future.