Don’t forget!  Starting February 1st, we’ll be Embold Credit Union.


Auto Loans
& RV Loans

Auto Loans

Low, fixed rates. Fast, local decisions. At Clackamas, we can help you buy what moves you: cars, boats, RVs, ATVs, motorcycles, and more. To finance1 your next car or recreational vehicle, stop by a branch, call (503) 656-0671, or apply online using the buttons below.

Already a Clackamas member and want to apply for a vehicle loan? Click below to get started!

Looking to become a Clackamas member and also apply for a vehicle loan? Click below to get started!

We're here to help.

Our team of experts can help you review your options, answer questions, and find the best solution for your needs. Make an appointment to chat with a member of our team and get started today.

Auto Loan Rates (All)


APR2 as low as

Member Perks APR2,3

Rates effective as of December 27th, 2022

New Autos



Used Autos












ATVs and Other Vehicles (including Jet Skis, Snow Mobiles, etc.)



Options for your needs.

Indirect lending

You can apply for a Clackamas loan at select dealerships since we’ve teamed up with Credit Union Direct Lending (CUDL). Visit our CUDL website, AutoSMART, to find a dealership, browse inventory, research vehicles, or sell your car.

Take me to AutoSMART

Auto-buying support

Need help navigating the car-buying process? Our auto-buying expert Russ Johnson can guide you through your next purchase with more confidence and less hassle. Visit Auto Mentors to get started, or reach out to Russ directly.

Russ Johnson: (503) 654-1244
[email protected]

Insurance discounts

As a Clackamas member, you can get discounts on auto insurance. We’ve partnered with the dedicated professionals at CUNA Mutual Group to bring you policies from carefully-selected insurers, with online services and 24/7 claims service, through TruStage.3

Take me to TruStage

Proof of Insurance

One of the terms of your loan agreement is a requirement to provide proof of insurance protecting our interest in the collateral. Gather your insurance information and the notice that we mailed to you, and submit your info here.

Mechanical repair coverage

Mechanical Repair Coverage (MRC) provides protection even after your manufacturer’s warranty expires, minimizing the cost of unexpected repairs.

  • Add-on miles coverage for new & used vehicles
  • Rental coverage
  • Roadside assistance
  • Emergency travel reimbursement
  • Transferable coverage

Call (503) 656-0671 for details or contact us

Guaranteed asset protection

Purchase Guaranteed Asset Protection (GAP) to help protect your financial security in case your vehicle is totaled or stolen. GAP reduces the difference between your vehicle’s value and your loan balance, based on the provisions and conditions set forth in the waiver. You can add GAP coverage when you buy your vehicle.

Call (503) 656-0671 for details or contact us

The process was very quick and painless. Especially compared to the finance nightmare we had to go through at the dealership for the original loan process. We appreciate that kind of service.


We're here to help.

Skip payment request

You can postpone payment on some loans. Click below to learn more about skip payments. 

Learn more

Loan Relief

Life can be wonderful. But it can also get complicated when unexpected things happen. Loan relief can protect your loan balance or loan payments against death, disability, or involuntary unemployment could help protect your finances.

Call (503) 656-0671 for details or contact us.

Due date change request

Do you want your scheduled payments to come due on a different day of the month? Reach out and submit a form, put it in the mail, or drop it off at any branch. put it in the mail, or drop it off at any branch.

Due date change form

Thinking about buying a home? Clackamas is in your corner.

Great rates. Low fees. Count on straightforward answers and honest service from Clackamas: let’s make sure you’re getting the best deal.

Home Loans

DIY Numbers

Dream big. Take action.


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Chat with us online.

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