holiday loan

Fund your holiday cheer!

It’s that time of year! The holidays are right around the corner – who couldn’t use some extra cash? Don’t want to carry a large balance on a higher interest rate card? We’ve got your back. Fund your holiday cheer with our 12/12/12 holiday loan. Our holiday loan is not based on credit score, and the rate and terms are pretty simple. There’s a good chance you qualify, plus your loan will be paid off by the next holiday season.

To get the 12% rate, we ask that you choose automatic payment from your Clackamas account. Otherwise, the rate is 15% APR1. If you have any questions, please let us know. We’d love to help you out.

The 12/12/12 holiday loan


  • $1,200 or $1,500 loan amounts
  • 12-month term
  • 12% APR1


  • Proof of current income (paycheck stub from past 30 days)
  • Current State or Government Issued Identification (driver license, ID, or U.S. Passport)
  • Current on all Clackamas accounts and loans
  • No late loan payments (30 days)
  • No previous charge-offs
  • No bankruptcy or troubled debt restructure
  • 10 or less NSFs (non-sufficient funds)
  • 12-month history of consumer membership

There’s no stopping you.


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