Please note Clackamas Federal Credit Union will be closed on Monday, January 21st in observance of Martin Luther King Jr Day. Remember that the night drop box is available for next business day deposits, your nearly 30,000 ATM Network is always open, and with our mobile app you can make deposits from anywhere.


holiday loan

Fund your holiday cheer!

It’s that time of year! The holidays are right around the corner – who couldn’t use some extra cash? Don’t want to carry a large balance on a higher interest rate card? We’ve got your back. Fund your holiday cheer with our 12/12/12 holiday loan. Our holiday loan is not based on credit score, and the rate and terms are pretty simple. There’s a good chance you qualify, plus your loan will be paid off by the next holiday season.

To get the 12% rate, we ask that you choose automatic payment from your Clackamas account. Otherwise, the rate is 15% APR1. If you have any questions, please let us know. We’d love to help you out.

The 12/12/12 holiday loan


  • $1,200 or $1,500 loan amounts
  • 12-month term
  • 12% APR1


  • Proof of current income (paycheck stub from past 30 days)
  • Current State or Government Issued Identification (driver license, ID, or U.S. Passport)
  • Current on all Clackamas accounts and loans
  • No late loan payments (30 days)
  • No previous charge-offs
  • No bankruptcy or troubled debt restructure
  • 10 or less NSFs (non-sufficient funds)
  • 12-month history of consumer membership

There’s no stopping you.


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