holiday loan

12/12/12 Holiday Loans are here!

Make some holiday magic!

Who couldn’t use some extra cash with the holiday season right around the corner? Don’t carry a large balance on a higher interest rate card! Make some holiday magic with our 12/12/12 holiday loan. Our holiday loan is not based on credit score, and the rate and terms are pretty simple. There’s a good chance you qualify, plus your loan will be paid off by the next holiday season.

Because our holiday loan is not based on credit score, we cannot accept online applications. To get started give us a call at (503) 656-0671, send an email [email protected], or click here to find your local branch.

To get the 12% rate, we ask that you choose automatic payment from your Clackamas account. Otherwise, the rate is 15% APR1. If you have any questions, please let us know. We’d love to help you out.


  • $1,200 or $1,500 loan amounts
  • 12-month term
  • 12% APR1

Holiday Loan Checklist

  • Proof of current income
  • Current government-issued Identification
  • Current on all Clackamas loans without late payments
  • No previous charge-offs at Clackamas
  • No bankruptcy or troubled debt restructure at Clackamas
  • 10 or less NSFs (non-sufficient funds) at Clackamas
  • 12-month history of consumer membership

Fund your holiday magic.


Find a branch.

See locations

Chat with us online.

Start a chat

Thank you for visiting Clackamas!

By clicking this link you’ll be leaving Clackamas Federal Credit Union’s website. We hope to see you again soon!

Cancel Accept