Loan Rates
Effective 5.1.08
Rates are subject to change daily.
New Auto (10,000 miles or less) - Fixed
| Term |
APR* Range |
| up to 24 months |
5.65% - 17.15%
|
| up to 36 months |
5.65% - 17.15%
|
| up to 48 months |
5.65% - 17.15%
|
| up to 60 months |
5.65% - 17.15%
|
| up to 72 months |
5.65% - 17.15%
|
| up to 84 months |
5.65% - 17.15%
|
Used Auto (2006–2008) - Fixed
| Term |
APR* Range |
| up to 24 months |
5.80% - 17.30%
|
| up to 36 months |
5.80% - 17.30%
|
| up to 48 months |
5.80% - 17.30%
|
| up to 60 months |
5.80% - 17.30%
|
| up to 72 months |
5.80% - 17.30%
|
Used Auto (2005 and older) - Fixed
| Term |
APR* Range |
| up to 24 months |
6.40% - 18.00%
|
| up to 36 months |
6.40% - 18.00%
|
| up to 48 months |
6.40% - 18.00%
|
| up to 60 months |
6.40% - 18.000%
|
New or Used Auto - Variable
| Term |
APR* Range |
| Any Term* |
4.00% - 13.00%
|
| *Minimum APR |
4.00% - 13.00%
|
New or Used RVs - Fixed
| Term |
APR* Range |
| up to 48 months |
6.00% - 17.25%
|
| up to 60 months |
6.25% - 17.25%
|
| up to 72 months |
6.50% - 17.25%
|
| up to 84 months |
6.75% - 17.25%
|
| up to 96 months |
7.25% - 17.25%
|
| up to 144 months |
7.75% - 12.75%
|
| up to 180 months |
8.00% - 10.75%
|
| up to 240 months |
8.25% - 11.00%
|
New Boats - Fixed
| Term |
APR* Range |
| up to 48 months |
5.50% - 16.00%
|
| up to 60 months |
5.75% - 16.25%
|
| up to 72 months |
6.00% - 16.50%
|
| up to 84 months |
6.25% - 16.75%
|
| up to 96 months |
6.25% - 16.75%
|
| up to 120 months |
6.50% - 17.00%
|
| up to 144 months |
6.50% - 17.00%
|
| up to 180 months |
6.50% - 11.75%
|
Used Boats - Fixed
| Term |
APR* Range |
| up to 48 months |
6.25% - 17.50%
|
| up to 60 months |
6.50% - 17.50%
|
| up to 72 months |
6.75% - 17.50%
|
| up to 84 months |
6.75% - 17.50%
|
| up to 96 months |
7.00% - 17.50%
|
| up to 120 months |
7.25% - 17.50%
|
| up to 144 months |
7.50% - 17.50%
|
| up to 180 months |
7.50% - 12.75%
|
New or Used Boats and RVs - Variable
| Term |
APR* Range |
| Any Term* |
6.00% - 13.00%
|
| *Minimum APR |
6.00% -13.00%
|
Motorcycles, ATV's, Jet Ski's, Snowmobiles, etc. - Fixed
| Term |
APR* Range |
| up to 48 months |
6.75% - 18.00%
|
| up to 60 months |
7.00% - 18.00%
|
| up to 72 months |
7.50% - 10.25%
|
| up to 84 months |
8.25% - 11.00%
|
Unsecured Loans
| Term |
APR* Range |
| PLOC - Variable* |
8.50% - 17.50%
|
| Visa Classic - Variable* |
8.50% - 17.50%
|
| Unsecured - Fixed |
8.75% - 18.00%
|
| Lifestyle Loan |
5.50% - 8.50%
|
| *Minimum APR |
8.50% - 17.50%
|
Home Equity
| Term |
APR* Range |
| VISA Equityline-Variable* |
7.00% - 12.50%
|
| Equity Plus LOC-Variable** |
5.25% - 10.75%
|
| HELOC - Variable** |
6.00% - 12.50%
|
| Home Equity - Fixed |
6.99% - 12.49%
|
| Home Equity (No Balloon) - Fixed |
6.75% - 12.25%
|
| 1st Mortgage |
see mortgage dept
|
| * Minimum APR |
7.00% - 12.50%
|
| ** Minimum APR |
6.00% - 12.50%
|
| */** The APR (Annual Percentage Rate) is based on the value of an index. The index is the Prime Rate published in the Money Rates column of the Wall Street Journal. |
|
Proof of Insurance
One of the terms of your loan agreement is a requirement to provide
proof of insurance protecting our interest in the collateral. The
following link allows you to submit your insurance information in a
quick, easy and secure manner.
Submit your insurance information.
Loan Relief
Accidents sometimes happen. With Loan Relief, you can rest easy knowing
your loan payments will be taken care of in the event of an unexpected
accident. Qualified life, sickness or injury, unemployment and family
leave coverage are available on most of the loans we offer, at a minimal
cost. Talk with one of our personal financial representatives today
about making sure your Clackamas Federal Credit Union loans will
be paid in the event of an emergency.
*APR = Annual Percentage Rate. Rates are based on your credit history
and credit qualifications. The rates quoted include a .25% discount for
automatic payment from a CFCU account.
