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Green Living Option

 

Your home is drafty in the winter when you want it warm, and hot in the summer when you want it cool. You want to go green with a high MPG, fuel efficient vehicle. You want to purchase an eco-friendly electric lawn mower. With our Green Living Option, you can choose the loan right for you. You’ll gain peace of mind knowing you’re saving money and fostering sustainability. Find the green loan right for you.

  • Green Living Home Equity Loan
    Save money by maximizing your home’s equity to complete energy-saving projects. And the interest may be tax deductible.1 Closing costs are waived3 for your Home Equity Loan (51% of loan proceeds must be used for approved energy improvements).

  • Green Living Home Equity Line
    Enjoy easy access to funds for projects now and in the future. And the interest may be tax deductible.1 Closing costs are waived3 for your Home Equity Line of Credit (51% of loan proceeds must be used for approved energy improvements).

  • Green Living Auto Loan
    Save on financing costs with a fuel efficient vehicle. Vehicles with 35 highway mpg rating or higher can qualify for a .25% discount on our existing auto rate.

  • Green Living Personal Loan
    Simple financing for other green products such as bicycles, rain barrels, compost bins, electric lawnmowers, and energy star rated appliances.


How It Works


Apply in the branch or online
Obtain a bid from a contractor
Submit the bid to your loan officer to obtain approval
Take advantage of local rebates and tax incentives to lower costs
Complete the improvements
Save right away on energy bills


What types of projects qualify?


Solar Panels
Fuel Cell and Wind Energy
Energy Efficient HVAC Systems
Geothermal Heat Pumps
Energy Efficient Appliances
Weatherization of Your Home
Energy Star Windows and More

 

Resources

www.energytrust.org

www.cleanenergyworksoregon.org

www.clackamas.us/sustainability/incentives.jsp

 

Apply in person at a branch, click here to apply online, or for more information call us at (503) 656-0671.

 

Rate may vary based on the credit worthiness of borrower(s) and other criteria. Federally insured by NCUA and Equal housing Lender. 1) Consult your tax advisor to determine deductibility.  2) Primary residence only. 80% Combined Loan to Value Maximum. 3) CU will pay closing cost for loan. Member will pay appraisal if loan is cancelled. 4) A Home Equity Line is a form of revolving credit in which your primary residence serves as collateral. 5) 51% of loan proceeds must be used for approved Green Living Option expenses. Green Living Options are available to qualified members on approved credit. All loans subject to credit approval.
 

 
Apply for a loan online.