Checking Accounts

Free Checking

We continue to offer Free Checking even as many banks are beginning to charge for their checking accounts. You can count on:
  • No monthly fee
  • Free, unlimited access to a 28,000 nationwide ATM network
  • Free online banking
  • Free bill pay
  • Free debit card
  • Free eStatements (Cut back clutter)
  • Free eAlerts (Track account activity)

Dividend Checking

Get all the great benefits of our Free Checking account (see above), plus earn dividends that are paid monthly.

  • $800 minimum balance required to earn dividend
  • $8 monthly fee if the minimum balance is not met

Courtesy Pay

Our service, Courtesy Pay, allows members in a tight spot to use their debit cards with confidence. It’s reassuring to know purchases won’t be denied – even when there’s no time to balance the checkbook. Courtesy Pay is available for both Free Checking and Dividend Checking.

We’ve offered Courtesy Pay for quite a while, a service you may have used in the past. New regulations require consumers who want this service to opt in after reading a disclosure titled “What You Need to Know About Overdrafts and Overdraft Fees.” Opting in will authorize Clackamas Federal Credit Union to pay overdrafts on your ATM and everyday debit card transactions. This disclosure explains how Courtesy Pay works, your rights and options, and the fees charged for this service.

To get started, log in to online banking using the link in the upper right-hand corner of this page (or just click here). After logging in, click “Other Options” then “Courtesy Pay Opt-In/Out” and follow the prompts. It’s that easy.

Feel free to call us at 503.656.0671 for more information. We’re happy to answer any questions.

 
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